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Pending Sales of Existing Homes in U.S. Rose 5.3% in March

Wednesday, March 16th, 2011

More Americans signed contracts in March to buy previously owned homes before the expiration of a tax credit that helped support the housing market.

A Surprise Tax Hit on Foreclosures

Wednesday, March 16th, 2011

For People Who Lose or Walk Away From Their Homes, A Big Tax Bill May Loom.

Mortgage loan modification and credit scores

Wednesday, March 16th, 2011

A mortgage loan modification can prevent foreclosure but inevitably will damage your credit.

BofA: Mortgage Walkaways Have Huge Incentive

Wednesday, March 16th, 2011

This morning executives at Bank of America [BAC  15.922     0.032  (+0.2%)    ] rolled out their new “Principal Reduction Enhancement” program, which is an earned principal forgiveness plan for borrowers behind on their mortgages and whose loans are at least 20 percent underwater in value.

Factors and Variables Influencing Mortgage Finance

Wednesday, March 16th, 2011

Properties are secured under mortgage to oblige the borrower to make a predetermined succession of loan payments. A borrower can obtain mortgage finance to from a financial institution like banks. Components like loan size, loan maturity, interest rate and loan payment method differs significantly from one creditor to another.

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