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US mortgage rates steady, 30-yr at 4.75 pct-Freddie

Wednesday, March 16th, 2011

U.S. mortgage rates held steady at or near record lows in the latest week, home funding company Freddie Mac said on Thursday, with new housing data indicating market momentum is muted.

Reverse Mortgage: Late on taxes? Face foreclosure

Wednesday, March 16th, 2011

The Federal Housing Administration, also known as the FHA, may be toughening up their stance on seniors with a reverse mortgage who fail to pay their local property tax or hazard insurance premiums.

Avoiding Mortgage Scams

Wednesday, March 16th, 2011

The FBI arrested more than one thousand people in a mortgage fraud crackdown last week. And though the government is doing what it can to crack down on fraud, consumers applying for a mortgage or looking for help avoiding foreclosure still need to be cautious.

Advantages of Getting a Fixed Rate Term for Your Mortgage

Tuesday, March 15th, 2011

Buying the house that you had always dreamed of is usually the culmination of a successful career. However, since you probably will secure a mortgage to have your dream house, the biggest consideration would most likely center whether you will go for a fixed rate mortgage or adjustable rate mortgage.

Homebuying basics: What is a mortgage

Tuesday, March 15th, 2011

There is often an assumption that everyone knows what a mortgage is. However, many first time homebuyers only have a very basic grasp of what a mortgage is and what role it plays in enabling them to buy a house. The objective of this article, therefore, is to provide a brief overview of what a [...]

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