The financial reform bill enacted last week is a significant step toward a much-needed modernization of our regulatory structure. It will provide tools to help mitigate and manage the next financial crisis. But the job remains unfinished until Congress addresses the housing policies that fueled the crisis — a big part of which requires reforming [...]
Posts Tagged ‘mortgage finance’
Housing policy must be set on sustainable basis
July 29th, 2010 by Mortgage Writer
Tags: fannie mae, Federal Housing, financial crisis, financial system, Freddie Mac, mortgage finance, mortgage rates
more...Mortgage Refinance Loan – Are They Easy To Find?
July 16th, 2010 by Mortgage Writer
With bad economical condition many people move to bad credit status. There are many lenders who are offering bad credit loans. If a borrower is searching for refinance loan with bad credit than it’s difficult. But yet, there are some companies who are willing to help. These loans are stress free and are the process [...]
Tags: bad credit, borrower, brokers, economic recovery, financial, foreclosure, home loans, homebuyers, loan, money, mortgage finance, mortgage loans, real estate, real estate loans
Factors and Variables Influencing Mortgage Finance
June 12th, 2010 by Mortgage Writer
Properties are secured under mortgage to oblige the borrower to make a predetermined succession of loan payments. A borrower can obtain mortgage finance to from a financial institution like banks. Components like loan size, loan maturity, interest rate and loan payment method differs significantly from one creditor to another.
Mortgaged properties levy restrictions on the use [...]
Tags: borrowers, credit card, foreclosures, interest rates, lender, mortgage brokers, mortgage finance, mortgage lenders, mortgage loans
U.S. Role in Mortgage Market Grows Even Larger
May 3rd, 2010 by Mortgage Writer
The U.S. government’s massive share of the nation’s mortgage market grew even larger during the first quarter.
Government-related entities backed 96.5% of all home loans during the first quarter, up from 90% in 2009, according to Inside Mortgage Finance. The increase was driven by a jump in the share of loans backed by Fannie Mae and [...]
Tags: banks, business, economy, fannie mae, financial, Freddie Mac, mortgage finance, mortgage lending, mortgage loan, mortgage market, The Federal Housing Administration
Mortgage rates fall below the 5 percent mark
March 5th, 2010 by Mortgage Writer
Mortgages rates have dipped below 5 percent again, four weeks before a government program that is helping keep rates low is scheduled to run out.
The average rate on a 30-year fixed rate mortgage was 4.97 percent this week, down from 5.05 percent a week earlier, mortgage finance company Freddie Mac said Thursday.
Rates dropped to a [...]
Tags: home loan, homebuying, loans, mortgage finance, mortgage rates
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