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US mortgage rates steady, 30-yr at 4.75 pct-Freddie

Wednesday, March 16th, 2011

U.S. mortgage rates held steady at or near record lows in the latest week, home funding company Freddie Mac said on Thursday, with new housing data indicating market momentum is muted.

Reverse Mortgage: Late on taxes? Face foreclosure

Wednesday, March 16th, 2011

The Federal Housing Administration, also known as the FHA, may be toughening up their stance on seniors with a reverse mortgage who fail to pay their local property tax or hazard insurance premiums.

Mortgage Approval Rise Shows ‘Stable Market’

Wednesday, March 16th, 2011

Mortgage approvals hit their highest level of 2010 last month, according to the British Bankers Association.

Private Lenders to Keep 5 Percent of Risk Under New U.S. Rules

Wednesday, March 16th, 2011

Private lenders will be required to keep at least a 5 percent stake in loans they package and sell under an agreement reached by House and Senate lawmakers who are negotiating the financial-regulatory bill.

Homebuying basics: What is a mortgage

Tuesday, March 15th, 2011

There is often an assumption that everyone knows what a mortgage is. However, many first time homebuyers only have a very basic grasp of what a mortgage is and what role it plays in enabling them to buy a house. The objective of this article, therefore, is to provide a brief overview of what a [...]

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