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Refinancing mortgage often smart even if you have to pay

Tuesday, March 15th, 2011

At the height of the housing boom, refinancing was doubly rewarding: You could lower your monthly payment and extract some cash to spiff up the kitchen.

Fannie, Freddie, and the mortgage addiction

Monday, March 14th, 2011

Since the mortgage market can’t suddenly wean itself off government-supported Fannie Mae and Freddie Mac, some experts want more federal intervention. They’re wrong.

Only Congress Can Spark `Nuclear’ Mortgage Refinancing Wave, JPMorgan Says

Monday, March 14th, 2011

Investors should continue buying mortgage bonds tied to U.S. home loans because they are unlikely to suffer a wave of refinancings that would cut yields, according to JPMorgan Chase & Co.

Citi Braces for Mortgage Buybacks

Sunday, March 13th, 2011

Citigroup’s (C_) third-quarter mortgage repurchase reserves jumped by 30% from the previous quarter — to $952 million — which was also more than triple what the the bank had reserved during the same period last year.

Save Money By Paying More On Your Mortgage

Sunday, March 13th, 2011

Buying a home is everyone’s dream, and it’s very common for people to take on 30-year loans to make that dream come true. Taking on 360 months worth of payments requires a large commitment, especially since most of the money you pay in the beginning is going toward interest.

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